Yamaha Motor Finance

Make Your Dream A Reality

Yamaha has been supplying innovative and exciting leisure products for more than 60 years and Yamaha Motor Finances (YMF) goal is to help you purchase the products you have always wanted to make your dream a reality.


Yamaha Motor Finance New Zealand Limited is a 100% owned subsidiary of Yamaha Motor Australia Pty Ltd. YMF was established to give Yamaha customers access to specially tailored finance packages on Yamaha’s huge range of motor products. This unique relationship means YMF has a better understanding of motorcycle and marine products and more importantly, caters for your needs.


If you are looking to finance your new Yamaha powered product, YMF provides real value.  

Apart from competitive rates, you also benefit from the following:

  • Fixed interest rate and repayments
  • Flexible loan terms available from 2 to 5 years
  • Ability to finance accessories and approved insurances

A YMF loan is simple and convenient, applications can be completed in person at one of Yamaha’s nationwide dealerships or pre-approved online through the YMF website. The following products can be financed through all Yamaha dealers:

  •  Motorcycles - Scooters - ATV’s - SSV
  •  Outboard Motors - Boats - WaveRunners - Trailers
  •  Golf Carts - RMAX - Generators 
  •  Power Equipment

Now there is even more reason to take advantage of the benefits Yamaha Motor Finance & Insurance can offer you – you choose the option that best suits you!

  • How do I apply

    Applying for a YMF Loan is simple, either visit your local Yamaha dealer, call our Direct Sales Team on 0800 777 123 or apply for a conditional pre-approval online.


    Tips for completing this form:

    Please provide as much information as possible to support your application
    The fields marked with an asterisk (*) are mandatory
    Once you have submitted the application an e-mail will be sent to you confirming receipt

    On completion of your pre-approved application you will be contacted by your dealer. When you submit this pre-approved application, the data will be encrypted and sent securely to your dealer. (Terms and conditions on pre-approval apply).

    To help speed up the settlement of your loan, bring along the following for verification of your application

    Proof of identification - eg. drivers licence
    Proof of income -
    eg. current pay slips
    Your banking details -
    for direct debit payment


    Click here for a general YMF enquiry

    Phone: 0800 777 123

    Email: customerservice@ymf.co.nz

    Fax: 0800 904 123 


    Hours of operation

    Monday to Friday (Exception Australian Public Holidays)

    8.00 am to 5.00 pm (AEDT)


    Yamaha Motor Finance New Zealand Ltd.                                                       

    58 Lady Ruby Drive, East Tamaki, Auckland 2013
    Private Bag 94412, Botany, Auckland 2163


    Hardship Assistance 

    For hardship assistance please contact us by;

    Phone: 0800 777 123

    Email: customerassist@ymf.co.nz

    Fax: 0800 904 123

    Mail: Private Bag 94412, Botany, Auckland 2163


  • General Information

    Click Here for Frequently Asked Questions and General Information regarding;

    • Loan Products
    • Cost of Borrowing - Consumer Loans
  • Complaints

    Complaints Handling and Dispute Resolution Process
    If you have a complaint about any aspects of our products and services, please contact us first on 0800 777 123 so that we can resolve your concerns. Once we are aware of your concern our staff will take the appropriate steps to address your concerns immediately. 
    If the staff member is not able to resolve this with you, the matter will be escalated to a higher level to the relevant manager. You may request this escalation at any time by calling or writing to us. The manager will investigate the issue and take all reasonable steps to resolve the matter with you or your authorised representative.

    Escalating your complaint
    Should you feel that your complaint has not been properly handled or you are not satisfied with the result, you may request an independent review of your dispute by writing to:

    Dispute Resolution Officer
    Yamaha Motor Finance New Zealand Limited.
    Private Bag 94412
    Botany, Auckland 2163
    Email: complaints@ymf.co.nz

    External Dispute Resolution Scheme
    If you feel we have not fairly resolved your complaint you can refer the matter to an external dispute resolution service. Yamaha Motor Finance New Zealand is a member of the Financial Services Complaints Ltd (FSCL). This independent body is approved by the Ministry of Consumer Affairs. Complaints to FSCL need to meet certain criteria.

    The contact details for the Financial Services Complaints Ltd are:
    Financial Services Complaints Ltd 
    PO Box 5967
    Lambton Quay
    Wellington 6145 
    Phone: (Call Free) 0800 347 257 or (Wellington) (04) 472 FSCL (4723725)
    Fax: (04) 472 3728
    Web site: www.fscl.org.nz

    Click here for a general YMF Enquiry 

  • Disclaimer

    The information provided by YMF on this website is of a general nature and for information only. Before making a decision about finance options featured on our website, you should consult with your independent legal, taxation and financial advisor, who can advise you which finance arrangement will best suits your individual circumstances, objectives and personal or commercial needs.

    Note: Loan applications are subject to YMF’s normal lending approval process and credit is subject to approval. Credit criteria, fees and charges, terms and conditions apply. Please refer to our General Information  section for more details about our loan products, fees, charges and standard loan terms and conditions.  A copy of full terms and conditions is also available on request and will be included with the loan contract and schedule. 
    Yamaha Motor Finance New Zealand Ltd NZBN 9429036270798 FSP 9622

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